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What’s the difference between Production Insurance and Professional Indemnity Insurance?

If you ever have to make a claim the most gut wrenching response you can get from your insurer is that you don’t have the correct cover. When you pay lots of money for insurance it’s infuriating if it doesn’t help you when you need it most. That’s why it’s so important to make sure …

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Commercial Producers Policy Photography & Videography

Commercial Producers Policy may have saved the day

When the unexpected happens Commercial Producers Policy can cover your back. I’m sure you will all be aware of the drone activity over Gatwick that brought the Airport to its knees for a number of days over Christmas. If you are a photographer or producer, you might have sat watching the news wondering what you …

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Photographers & Videographers All Risk Photography Insurance

What is an All Risks Photography Insurance policy?

What is an All Risks Photography Insurance policy?                                                                                                                                                                                                                                                                           An ‘All Risks’ Photography policy covers ANY ‘loss, damage or destruction’ unless specifically excluded. Under a traditional ‘specified perils’ policy your equipment is ONLY covered for specified perils such as fire, theft, flood etc. Your claim must fall under a specified peril to be covered by the …

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AOP Awards Williamson Carson Photography & Videography Insurance Phil Fisk

AOP Awards 2019 Call for Entries are open. Image Credit ©Phil Fisk

As you may be aware Williamson Carson works closely with the Association of Photographers. Enter the AOP Awards for your chance to be in the spotlight. These Awards remain the most prestigious and highly respected competition for professional and non-professional photographers worldwide. Being selected for the ‘Book’ and Exhibition is one of the greatest accolades …

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Photographic and Production Insurance in the USA

Insurance for production and photographic shoots in the USA

Insurance for Production and Photographic Shoots in the United States of America. Here’s some commonly asked questions that we often address for clients when undertaking photographic and production shoots in the USA. What is General Liability and Workers Compensation? If you are producing a shoot in the USA, it is worth remembering that the Americans …

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USA Production Insurance, Workers Compensation and Employers Liability

USA Production Insurance, Workers Compensation and Employers Liability

The USA, Production Insurance and Employers’ Liability. In this post, our managing director, Tom Carson explores some of the considerations when undertaking a photographic shoot or production shot in the USA. In particular Tom addresses some of the issues regarding employers’ liability  or what the Americans refer to as Workers Compensation Insurance. Workers Compensation, the …

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Cast Insurance for Production Companies

Cast Insurance for Production Companies

Cast Insurance for Production Companies. Who is responsible for the non appearance? An important consideration. Under the cast insurance section of your production insurance policy, it is important to establish whose is responsible for non-appearance on the shoot of essential personnel. Normally when an advertising agency is involved or if you are working to an …

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New for Old Photography Insurance

New for Old Photography Insurance

Does your photographic equipment insurance provide new for old insurance protection? When insuring your photographic equipment, you should make sure that you have the equipment covered on a new for old basis. This is especially important should the photographic equipment become obsolete or out of date. You may wish to replace with state of the …

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Hired Equipment Insurance for Photographers & Production Companies

Hired Equipment Insurance for Photographers & Production Companies

What to consider when insuring hired photographic equipment? The thoughts from Tom Carson, Managing Director of Williamson Carson. Hired Photographic Equipment Insurance – 3 very important considerations: If you are hiring photographic equipment for your photography business, if it wroth checking whether you are paying for insurance with the hire company. The hire company insurance …

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Production film crew employers liability

Do production companies need employers’ liability?

As a production company, you may have very few permanent staff on the payroll, but you should still consider employers’ liability insurance.  But Why? Production Assistants and labour only sub contractors If on your shoot/production you are hiring assistants or labour only sub-contractors, they are normally considered employers of the shoot/production and would be covered …

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I've been dealing with Williamson Carson for over 20 years having been introduced to them through the Association of Photographers of which I'm a member. When I've had a claim, however complex, it has been dealt with quickly and efficiently and they very much work for you. They really understand the industry and just happen to be a great bunch of people to deal with.

– Larry Bray

Tom Carson & Williamson Carson have been my insurance brokers for over 15 years. The advice and cover they provides is both comprehensive and realistic. Tom's many years insuring the photographic and film industry means he is never fazed when I throw him last minute curve balls on shoots & on the 2 occasions I have needed my insurance it was dealt with swiftly & professionally. I highly recommend Tom and his team.

– Katy Niker, Burnham Niker