What happens when a cast member is too ill to shoot? Under the cast insurance section of your production insurance policy, it’s crucial to establish who is responsible for non-appearance of essential personnel on a shoot.
If an advertising agency is involved, or if you’re working to an APA contract, the advertising agency or client is responsible for any non-appearance of the cast, while the production company is responsible for the non-appearance of essential production crew.
There can be some grey area as to who is deemed essential to a shoot for the production company. The production company’s cast policy will cover the non-appearance of those people who are paid by the production budget. If you feel you might be responsible for the non-appearance of personnel who are NOT in your production budget, make sure you discuss and agree this in advance with your production insurers.
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We hope this is useful information. Williamson Carson are experts in insurance and passionate about supporting the creative industries. Discover how we can help protect you from risk, with bespoke cover for your industry. Contact us now to discuss securing insurance from your business. Read more insights and interviews by Williamson Carson.
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