Photographers & Videographers camera photo

Why choose Williamson Carson?

  • Over 30 years insuring photographers
  • Worldwide cover for your equipment
  • All risks protection for your equipment
  • Personal account handler
  • Personal claims handler if things go wrong
  • Tailored cover for you
  • Additional £2,500 office contents as standard
  • Additional £5,000 hired equipment as standard
  • Payment options available

What Photographic Services do Williamson Carson provide?


Key covers on All Risks Policy
• Includes Accidental Damage Cover
• New for Old Policy
• Worldwide cover as standard – free of charge
• Automatic Equipment Hire Cover, whilst claim being dealt with
• Includes cover in vehicles
• Includes cover in Aircraft Holds
• Includes damage by Airline Staff / Baggage Handlers

Photography & Videography Insurance


With rapidly increasing production costs for photographic shoots it is more important than ever for photographers to protect themselves against re-shoot costs should they be unable to produce the required images due to reasons beyond their control.

We have a reshoot policy for photographers designed using Chubb’s expertise in the film industry and Williamson Carson’s vast knowledge of the photographic industry.


We have a Liability Cover with Hiscox Insurance Co, a leading UK insurer.

It is a legal requirement to have Employers Liability cover to protect anyone you employ.

This would include models, assistants, volunteers, work experience people or anyone else under your care or control.


Cover is available to re-instate Images following loss or damage of the photographers’ book.

The insurance extends to cover while your book is in the possession of your agent, advertising agencies, photo editors or others.


We have a specially designed Professional Indemnity policy for photographers, agents and stills producers with Hiscox Insurance Co, a leading UK insurer.

The policy is designed to protect against any errors & omissions that may be made.
The main covers under the policy are:

A) Negligence or breach of duty or care.
B) Infringement of intellectual property rights including copyright, patent, trademark or moral rights or any act of passing-off
C) Dishonesty of your individual partners, directors, employees or self-employed freelancers directly contracted to you and under your supervision
D) Defamation

Photography and Videography Insurance


With image copyright now belonging to the photographer, libraries are becoming increasingly important as a source of income in both the short and long term

We can offer cover for your loss or shortfall in income suffered following part or total destruction of your library, including assistance in reinstating your library.

What’s the difference between Production Insurance and Professional Indemnity Insurance?

If you ever have to make a claim the most gut wrenching response you can get from your insurer is that you don’t have the correct cover. When you pay lots of money for insurance it’s infuriating if it doesn’t help you when you need it most. That’s why it’s so important to make sure …

Read More “What’s the difference between Production Insurance and Professional Indemnity Insurance?”

Commercial Producers Policy may have saved the day

When the unexpected happens Commercial Producers Policy can cover your back. I’m sure you will all be aware of the drone activity over Gatwick that brought the Airport to its knees for a number of days over Christmas. If you are a photographer or producer, you might have sat watching the news wondering what you …

Read More “Commercial Producers Policy may have saved the day”

What is an All Risks Photography Insurance policy?

What is an All Risks Photography Insurance policy?                                                                                                                                                                                                                                                                           An ‘All Risks’ Photography policy covers ANY ‘loss, damage or destruction’ unless specifically excluded. Under a traditional ‘specified perils’ policy your equipment is ONLY covered for specified perils such as fire, theft, flood etc. Your claim must fall under a specified peril to be covered by the …

Read More “What is an All Risks Photography Insurance policy?”

Need a Photographic Insurance Quote?

The company has been handling insurance for my photographic business for a number of years during which time I have had to make two claims. Both times the claim has been handled with great efficiency, the latest being settled with payment agreed in 36 hours. You can’t ask for more than that. It gives me great peace of mind to know that any problems can be taken care of without additional worries following the accident.

Alexander James, Photographer

I've been dealing with Williamson Carson for over 20 years having been introduced to them through the Association of Photographers of which I'm a member. When I've had a claim, however complex, it has been dealt with quickly and efficiently and they very much work for you. They really understand the industry and just happen to be a great bunch of people to deal with.

– Larry Bray

Tom Carson & Williamson Carson have been my insurance brokers for over 15 years. The advice and cover they provides is both comprehensive and realistic. Tom's many years insuring the photographic and film industry means he is never fazed when I throw him last minute curve balls on shoots & on the 2 occasions I have needed my insurance it was dealt with swiftly & professionally. I highly recommend Tom and his team.

– Katy Niker, Burnham Niker