Photographers & Videographers INSurance packages

Photographic 1
From £225
Pay monthly from £24.50 / month
Turnover up to £100,000
Equipment Premises
Equipment Worldwide
Employers Liability
Public Liability
Professional Indemnity Available Separately
Apply Now
Photographic 2
From £295
Pay monthly from £28.91 / month
Turnover up to £150,000
Equipment Premises
Equipment Worldwide
Employers Liability
Public Liability
Professional Indemnity Available Separately
Apply Now
Photographic 3
From £525
Pay monthly from £51.45 / month
Turnover up to £200,000
Equipment Premises
Equipment Worldwide
Employers Liability
Public Liability
Professional Indemnity Available Separately
Apply Now
Your Photographic Bespoke
Let us tailor insurance for your kit, studio and liabilities.
Call us on 0208 659 5038
Apply Now


Williamson Carson & Co has been dealing with photographers since they were founded in 1986. The company has a department dedicated exclusively to every aspect of the photographic and film industry. The company has been involved in many innovations to the products available for the Photographic Industry over the years including Negative Cover, Re-Shoot Cover, and specialist copyright cover not previously available to the industry. Williamson Carson and Co Ltd have been the appointed brokers for the Association of Photographers (AOP) for over 20 years.

Managing director Tom Carson is probably the most experienced Insurance Broker in respect of the Photographic Industry having worked with photographers since 1978. The company has an exclusive photographic scheme with Chubb Insurance Co (Europe) Ltd. It specialises in all matters relating to the Photographic Industry including:

• All Risks Photography Equipment cover
• Portfolios
• Library Stock Cover
• Liabilities
• Professional Indemnity
• Re-shoot Cover including Negative / Digital Cover, Non-Appearance Cover, Re-shoot Cover following loss of essential equipment / props /location.


• Charlotte (Charlie) Peters (Photographic Manager)
Charlie has been dealing exclusively with Photographers for 18 years and has a close working relationship with our insurers and the Association of Photographers.

• Emma Zee
Dealing with all aspects of equipment and re-shoot cover for over 16 years, Emma also handles our photographers professional indemnity scheme.

• Claire Denison
Claire has been dealing exclusively with photographers for 12 years and is heavily involved in new business.

• Linda Hall
Linda has been handling business from sub-brokers for over 17 years.

• Jill Donohue
Jill handles claims and has over 10 years experience handling photographic claims.


We have an exclusive All Risks scheme with Chubb Insurance Co (Europe) Ltd, one of the leading insurers in the entertainment industry in the world.

Chubb have the following claims rating in the Insurance Market click here

Chubb have underwritten this scheme for over 20 years and coupled with Williamsons Carson’s experience in the photography industry provides a strength and empathy for photographers unmatched by any other policy / insurer.

We are also able to offer large discounts for AOP, BIPP and members of other photographic associations with proven standards for members.

Key covers on All Risks Policy
• Includes Accidental Damage Cover
• New for Old Policy
• 45 days cover overseas free of charge
• Automatic Equipment Hire Cover, whilst claim being dealt with
• Includes cover in vehicles
• Includes cover in Aircraft Holds
• Includes damage by Airline Staff / Baggage Handlers


With rapidly increasing production costs for photographic shoots it is more important than ever for photographers to protect themselves against re-shoot costs should they be unable to produce the required images due to reasons beyond their control.

We have a reshoot policy for photographers designed using Chubb’s expertise in the film industry and Williamson Carson’s vast knowledge of the photographic industry.


Cover is available to re-instate Images following loss or damage of the photographers book.

The insurance extends to cover while your book is in the possession of your agent, advertising agencies, photo editors or others.



With image copyright now belonging to the photographer, libraries are becoming increasingly important as a source of income in both the short and long term

We can offer cover for your loss or shortfall in income suffered following part or total destruction of your library, including assistance in reinstating your library.


We have a Liability Cover with Hiscox Insurance Co, a leading UK insurer.
It is a legal requirement to have employers liability cover to protect anyone you employ. This would include models, assistants, volunteers, work experience people or anyone else under your care or control.


We have a specially designed Professional Indemnity policy for photographers, agents and stills producers with Hiscox Insurance Co, a leading UK insurer.

The policy is designed to protect against any errors & omissions that may be made.

The main covers under the policy are:
A) Negligence or breach of duty or care.
B) Infringement of intellectual property rights including copyright, patent, trademark or moral rights or any act of passing-off
C) Defamation
D) Dishonesty of your individual partners, directors, employees or self-employed freelancers directly contracted to you and under your supervision

The following documents are available upon request:
A) Policy document
B) Proposal form

For further details please contact: Tom Carson/ Charlie Peters on 020 8659 5038 or email:-


With the experience of both Chubb Insurance Co (Europe) Ltd and Williamson Carson & Co Ltd in both the film and stills Industry we have produced a policy, cover and rates designed specifically for videographers.

This policy can be viewed upon request.

For further details or a quote please contact:
Linda Hall or Charlie Peters on 020 8659 5038
or email or

Need help with Photographic Insurance? Please contact us below:

Main Contact

Our specialist for Photographic Insurance is Tom Carson


Why not give him a call on 020 8659 5038 to discuss your requirements

We’ve worked with Williamson Carson for well over 18 years now and I can safely say that their care and attention to detail in dealing with our film shoots has been massively  instrumental in the success of the company.  I’m not sure that any other brokerage has a better understanding of the intricacies of our business than Tom and his associates. We feel very lucky to be working with them and we look forward to continuing the relationship for many years to come. We regard them as trusted advisors, consummate professionals and, most importantly, really good friends.

Pete Chambers, Mad Cow Films

I've been dealing with Williamson Carson for over 20 years having been introduced to them through the Association of Photographers of which I'm a member. When I've had a claim, however complex, it has been dealt with quickly and efficiently and they very much work for you. They really understand the industry and just happen to be a great bunch of people to deal with.

– Larry Bray

Tom Carson & Williamson Carson have been my insurance brokers for over 15 years. The advice and cover they provides is both comprehensive and realistic. Tom's many years insuring the photographic and film industry means he is never fazed when I throw him last minute curve balls on shoots & on the 2 occasions I have needed my insurance it was dealt with swiftly & professionally. I highly recommend Tom and his team.

– Katy Niker, Burnham Niker