We are always going to be here for you if you need insurance, but what steps are you taking to avoid getting into a sticky situation in the first place?
Here’s our checklist of things to do to avoid expensive and time consuming mistakes:
- Carry out a risk assessment for your working environment. Identifying your potential risks helps to focus your mind on how you might prevent them.
- Store your equipment safely. Large, heavy and unwieldy equipment comes with the territory for photographers. Ensure you secure cables, lighting stands and rolls of Colorama carefully to avoid unnecessary accidents and breakages.
- PAT test your electrical equipment. Check everything is in working order, look for signs of wear and tear, or exposed wires. Set a reminder in your calendar to ensure this happens regularly.
- Training. So many accidents are caused by human error. Whether it’s proper training for yourself, employees or regular freelancers, make sure everyone is adequately trained to use equipment safely, to use IT systems properly and so that everyone knows how to carry large or heavy objects without causing themselves or others an injury.
- Backing up IT systems. We all rely on information and data to keep business running smoothly, make sure you’re backing up your digital information and storing those back ups securely too.
- Security – both cyber and physical. Unfortunately we are currently hearing about an increasing amount of crime against businesses of all sizes. Check your security processes, and ensure your cover provides adequate protection.
- Remember, if the worst happens and you have to make a claim, you’ll save yourself a lot of time and hassle if you had already made a list of all your photography equipment along with receipts, serial numbers and photos. Keep that list in a safe place, make several copies and keep them in different secure locations – on and offline.
We hope this is useful advice. Next time we’ll cover cyber security in more detail. Williamson Carson are experts in insurance and passionate about supporting the creative industries. Discover how we can help protect you from risk, with bespoke cover for your industry. Contact us now. Read more insights and interviews by Williamson Carson.