Insurance for Photographers

  • Providing insurance for photographers for over 30 years
  • Worldwide insurance for photographers
  • All risks insurance for photographers equipment
  • Personal account and claims handler if things go wrong
  • Tailored cover for you
  • Additional £2,500 studio contents as standard
  • Additional £5,000 hired in insurance for photographers as standard
  • Flexible payment options available
Photographers Insurance

Insurance for Photographers 

Williamson Carson and Co Ltd have provided insurance for photographers since 1986. Over 33 years insuring the wide variety of photographers, from wedding photographers to commercial photographers and all those in between. Handling thousands of photography insurance claims over the years, there isn’t much we haven’t seen. Our team has a wealth of experience assisting photographers and we like to chat, so if you have any questions, please pick up the phone.


In our experience no two photographers are the same, so why should your photography insurance be the same? We provide tailored insurance for photographers. Our insurance for photographers packages are flexible, from equipment only, to wider packages including public liability, employers’ liability and professional indemnity.

  • Includes Accidental Damage Cover
  • Worldwide cover as standard – free of charge
  • Automatic Equipment Hire Cover, whilst claim being dealt with
  • Includes cover in vehicles
  • Includes cover in Aircraft Holds
  • Includes damage by Airline Staff / Baggage Handlers


Public Liability Insurance for Photographers is a must have. In a short and sweet summary,  public liability covers your legal liability for damage or injury in the course of your business. You won’t get very far without this type of policy nowadays. Most venues and locations will want to see evidence of your public liability insurance.

Please also remember it is a legal requirement to have Employers’ Liability cover to protect anyone you employ.This would include models, assistants, volunteers, those on work experience or anyone else under your care or control.


Professional Indemnity insurance for photographers is more than ever a critical part of a photographers insurance package. The likelihood of copyright claims and disputes against photographers is greater than ever.

The policy is designed to protect against any errors & omissions that may be made. Whilst the headline cover is ‘negligence or breach of duty of care’, it is the inclusion of intellectual property and copyright protection which is the deal breaker.

Don’t be tricked into purchasing a professional indemnity policy that is ‘negligence only’, it will not cover the primary risks. We know the detailed intricacies of the professional indemnity policies available. Many do not provide the cover required, we are happy to check your policy and help you through this minefield.


We have the unique ability to add re-shoot and production insurance to your photography insurance policy. Very few of our competitors are able to provide additional production and reshoot insurance. With rapidly increasing production costs for photography shoots it is more important than ever for photographers to protect themselves against re-shoot costs should they be unable to produce the required images due to reasons beyond their control.

We have a reshoot policy for photographers designed using Chubb’s expertise in the film industry and Williamson Carson’s vast knowledge of the photographic industry.

Williamson Carson supports LPA Futures competition

Here at Williamson Carson we’ve been serving the photography community since 1986. It’s incredibly important to us that we give back to the industry, to our community. As an industry we’ve faced many challenges over the years, we understand all too well how important it is to support each other through the ups and the …

Read More “Williamson Carson supports LPA Futures competition”

How does Public Liability differ from Professional Indemnity insurance?

In last month’s interview with Williamson Carson’s Director Matt Whinney, he explained that there is often confusion around Public Liability and Professional Indemnity insurance. The truth is these products couldn’t be more different.  We want to avoid anyone lacking the right cover should the worst happen. Here we will explain what they’re all about and why …

Read More “How does Public Liability differ from Professional Indemnity insurance?”

Q&A with Williamson Carson’s Matt Whinney 

We caught up with Williamson Carson Director Matt Whinney to hear his insights on industry trends and pitfalls, and a very unusual request.  How long has Williamson Carson been serving the photography industry?  Just 37 years now – and counting. The industry has evolved dramatically during that time, how do you ensure you keep up …

Read More “Q&A with Williamson Carson’s Matt Whinney “


Review from TrustPilot

The company has been handling insurance for my photographic business for a number of years during which time I have had to make two claims. Both times the claim has been handled with great efficiency, the latest being settled with payment agreed in 36 hours. You can’t ask for more than that. It gives me great peace of mind to know that any problems can be taken care of without additional worries following the accident. – Alexander James, Photographer

I've been dealing with Williamson Carson for over 20 years having been introduced to them through the Association of Photographers of which I'm a member. When I've had a claim, however complex, it has been dealt with quickly and efficiently and they very much work for you. They really understand the industry and just happen to be a great bunch of people to deal with.

– Larry Bray

Tom Carson & Williamson Carson have been my insurance brokers for over 15 years. The advice and cover they provides is both comprehensive and realistic. Tom's many years insuring the photographic and film industry means he is never fazed when I throw him last minute curve balls on shoots & on the 2 occasions I have needed my insurance it was dealt with swiftly & professionally. I highly recommend Tom and his team.

– Katy Niker, Burnham Niker