- Providing photographic insurance for over 30 years
- Worldwide insurance cover for your photographic equipment
- All risks insurance for your photographic equipment
- Personal account and claims handler if things go wrong
- Tailored cover for you
- Additional £2,500 studio contents as standard
- Additional £5,000 hired photographic equipment as standard
- Flexible payment options available
Williamson Carson and Co Ltd have provided photographic insurance since 1986. Over 33 years insuring the wide variety of photographers, from wedding photographers to commercial photographers and all those in between. Handling thousands of photographic insurance claims over the years, there isn’t much we haven’t seen. Our team has a wealth of experience assisting photographers and we like to chat, so if you have any questions, please pick up the phone.
ALL RISKS PHOTOGRAPHIC EQUIPMENT INSURANCE
In our experience no two photographers are the same, so why should your photography insurance be the same? We provide tailored photographic insurance for your business. Our photographic insurance packages are flexible, from equipment only, to wider packages including public liability, employers’ liability and professional indemnity.
- Includes Accidental Damage Cover
- Worldwide cover as standard – free of charge
- Automatic Equipment Hire Cover, whilst claim being dealt with
- Includes cover in vehicles
- Includes cover in Aircraft Holds
- Includes damage by Airline Staff / Baggage Handlers
PHOTOGRAPHIC PUBLIC LIABILITY
Photographic public liability is a must have. In a short and sweet summary, Photographic public liability covers your legal liability for damage or injury in the course of your business. You won’t get very far without this type of policy nowadays. Most venues and locations will want to see evidence of your photographic public liability.
Please also remember it is a legal requirement to have Employers’ Liability cover to protect anyone you employ.This would include models, assistants, volunteers, those on work experience or anyone else under your care or control.
PHOTOGRAPHIC PROFESSIONAL INDEMNITY
Photographic Professional Indemnity is more than ever a critical part of a photographic insurance package. The likelihood of copyright claims and disputes against photographers is greater than ever.
The policy is designed to protect against any errors & omissions that may be made. Whilst the headline cover is ‘negligence or breach of duty of care’, it is the inclusion of intellectual property and copyright protection which is the deal breaker.
Don’t be tricked into purchasing a professional indemnity policy that is ‘negligence only’, it will not cover the primary risks. We know the detailed intricacies of the professional indemnity policies available. Many do not provide the cover required, we are happy to check your policy and help you through this minefield.
INSURANCE YOU WON’T FIND ELSEWHERE
We have the unique ability to add re-shoot and production insurance to your photographic insurance policy. Very few of our competitors are able to provide additional production and reshoot insurance. With rapidly increasing production costs for photography shoots it is more important than ever for photographers to protect themselves against re-shoot costs should they be unable to produce the required images due to reasons beyond their control.
We have a reshoot policy for photographers designed using Chubb’s expertise in the film industry and Williamson Carson’s vast knowledge of the photographic industry.
Review from TrustPilot
The company has been handling insurance for my photographic business for a number of years during which time I have had to make two claims. Both times the claim has been handled with great efficiency, the latest being settled with payment agreed in 36 hours. You can’t ask for more than that. It gives me great peace of mind to know that any problems can be taken care of without additional worries following the accident. – Alexander James, Photographer