Photography Equipment Insurance

  • Providing photography equipment insurance for over 30 years
  • Worldwide photography equipment insurance 
  • All risks insurance for your photography equipment 
  • Personal account and claims handler if things go wrong
  • Tailored cover for you
  • Additional £2,500 studio contents as standard
  • Additional £5,000 hired photography equipment as standard
  • Flexible payment options available
Photographers Insurance

Photography Equipment Insurance 

Williamson Carson and Co Ltd have provided photography equipment insurance since 1986. Over 33 years insuring the wide variety of photographers, from wildlife photographers to commercial photographers and all those in between. Handling thousands of photography equipment insurance claims over the years, there isn’t much we haven’t seen. Our team has a wealth of experience assisting cameramen and we like to chat, so if you have any questions, please pick up the phone.


In our experience no two photographers are the same, so why should your photography equipment insurance be the same? We provide tailored photography equipment insurance for your business. Our photography equipment insurance packages are flexible, from equipment only, to wider packages including public liability, employers’ liability and professional indemnity.

  • Includes Accidental Damage to Photography Equipment
  • Worldwide Photography Equipment cover as standard – free of charge
  • Automatic Photography Equipment Hire Cover, whilst claim being dealt with
  • Includes cover in vehicles
  • Includes cover in Aircraft Holds
  • Includes damage by Airline Staff / Baggage Handlers


Public Liability is a must have for photographers. In a short and sweet summary, public liability cover your legal liability for damage or injury in the course of your business. You won’t get very far without this type of policy nowadays. Most venues and locations will want to see evidence of your  public liability.

Please also remember it is a legal requirement to have Employers Liability cover to protect anyone you employ.This would include models, assistants, volunteers, those on work experience or anyone else under your care or control.


Professional Indemnity is more than ever a critical part of a photography equipment insurance package. The likelihood of copyright claims and disputes against cameramen is greater than ever.

The policy is designed to protect against any errors & omissions that may be made. Whilst the headline cover is ‘negligence or breach of duty of care’, it is the inclusion of intellectual property and copyright protection which is the deal breaker.

Don’t be tricked into purchasing a professional indemnity policy that is ‘negligence only’, it will not cover the primary risks. We know the detailed intricacies of the professional indemnity policies available. Many do not provide the cover required, we are happy to check your policy and help you through this minefield.


We have the unique ability to add re-shoot and production insurance to your photography equipment insurance policy. Very few of our competitors are able to provide additional production and reshoot insurance. With rapidly increasing production costs for shoots it is more important than ever for photographers to protect themselves against re-shoot costs should they be unable to produce the required images due to reasons beyond their control.

We have a reshoot policy for photographers designed using Chubb’s expertise in the film industry and Williamson Carson’s vast knowledge of the photographic industry.

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We are always going to be here for you if you need insurance, but what steps are you taking to avoid getting into a sticky situation in the first place?  Here’s our checklist of things to do to avoid expensive and time consuming mistakes:  Carry out a risk assessment for your working environment. Identifying your …

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What to consider when shopping around for photography insurance

Whatever your specialism, you’ll need to think about what kind of insurance you need for the type of work you deliver. Do you work as part of a team, do you have a studio, what equipment do you use?  If you’re a fashion photographer, do you need to travel regularly? Is your equipment covered when …

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Review from TrustPilot

The company has been handling insurance for my photographic business for a number of years during which time I have had to make two claims. Both times the claim has been handled with great efficiency, the latest being settled with payment agreed in 36 hours. You can’t ask for more than that. It gives me great peace of mind to know that any problems can be taken care of without additional worries following the accident. – Alexander James, Photographer

I've been dealing with Williamson Carson for over 20 years having been introduced to them through the Association of Photographers of which I'm a member. When I've had a claim, however complex, it has been dealt with quickly and efficiently and they very much work for you. They really understand the industry and just happen to be a great bunch of people to deal with.

– Larry Bray

Tom Carson & Williamson Carson have been my insurance brokers for over 15 years. The advice and cover they provides is both comprehensive and realistic. Tom's many years insuring the photographic and film industry means he is never fazed when I throw him last minute curve balls on shoots & on the 2 occasions I have needed my insurance it was dealt with swiftly & professionally. I highly recommend Tom and his team.

– Katy Niker, Burnham Niker