Tag: Photographer

We need to talk about cyber security

We touched on this topic in our previous article; sadly cyber attacks are on the rise and therefore should not be ignored, whatever size your business is. First of all, what exactly are cyber attacks? Here’s a definition:  ‘An attack via cyberspace, targeting an enterprise’s use of cyberspace for the purpose of disrupting, disabling, destroying, …

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How to avoid risks – top tips for photographers to keep business running smoothing & accident free

We are always going to be here for you if you need insurance, but what steps are you taking to avoid getting into a sticky situation in the first place?  Here’s our checklist of things to do to avoid expensive and time consuming mistakes:  Carry out a risk assessment for your working environment. Identifying your …

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What to consider when shopping around for photography insurance

Whatever your specialism, you’ll need to think about what kind of insurance you need for the type of work you deliver. Do you work as part of a team, do you have a studio, what equipment do you use?  If you’re a fashion photographer, do you need to travel regularly? Is your equipment covered when …

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Your photography team – who is and isn’t covered?

There is often some confusion around whether subcontractors are covered under Photographers’ Liability Insurances.  First of all, we need to consider that there are two types of subcontractors; labour only subcontractors, and bona-fide subcontractors.  Labour only subcontractors These people are considered to be working under a contract of work. These would be such people as …

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Everything you need to know about insuring props, sets & wardrobe

Some photographers mistakenly think that because Public Liability covers damage to third party property, it includes Props, Sets & Wardrobe (P, S & W).  Be warned, this is not the case.   When P, S & W are in your possession and under your care, custody and control they are excluded from Public Liability policies.   Insuring …

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Photographic kit & insurance. Leave it and lose it.

We insure thousands of photographers, and handle hundreds of photographic claims every year. We have never witnessed the volume of theft claims as we did in the last year. In particular, we’re seeing a huge rise in theft from vehicles. Who knows why this trend is happening. Perhaps the pandemic pushes criminals that bit further. …

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How much is enough? Everything you need to know about Public Liability

Did you know that public liability is usually triggered by negligence. A Tom & Jerry style slip on a banana peel? Falling on a wet surface? A cup of tea knocked over a client’s laptop? These could all result in a claim.   Public liability protects businesses of all sizes, across all industries. It covers any …

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Post pandemic cover

With a reported 99% of photography businesses affected by Covid-19, our industry has been hugely hit. We understand the uncertainty, fear and frustration felt by photographers. During the course of the last two years many photographers thought it prudent to reduce their insurance cover on their equipment and/or their liabilities. Clearly this made sense as …

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Peter Hince on discovering his passion for photography with Queen

Peter Hince is a London based photographer and writer. Extensively photographing the music industry in the 1970s and 80s, Peter is an industry icon with clients ranging from Braun and British Airways to Jaguar and Virgin. Peter also worked closely with the British rock band Queen, publishing a memoir on his time with the band, …

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Joel James Devlin: Elevating the everyday

Joel James Devlin is a UK photographer whose work has been published in the National Geographic, Esquire, GQ Magazine and British Journal of Photography. With years of commercial experience, Joel has worked with some of the UK’s most high profile design groups, magazines and advertising agencies including Altitude Films, Connect Advertising and Cult LDN. A …

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I've been dealing with Williamson Carson for over 20 years having been introduced to them through the Association of Photographers of which I'm a member. When I've had a claim, however complex, it has been dealt with quickly and efficiently and they very much work for you. They really understand the industry and just happen to be a great bunch of people to deal with.

– Larry Bray

Tom Carson & Williamson Carson have been my insurance brokers for over 15 years. The advice and cover they provides is both comprehensive and realistic. Tom's many years insuring the photographic and film industry means he is never fazed when I throw him last minute curve balls on shoots & on the 2 occasions I have needed my insurance it was dealt with swiftly & professionally. I highly recommend Tom and his team.

– Katy Niker, Burnham Niker