Tag: Public Liability
What to consider when shopping around for photography insurance
Whatever your specialism, you’ll need to think about what kind of insurance you need for the type of work you deliver. Do you work as part of a team, do you have a studio, what equipment do you use? If you’re a fashion photographer, do you need to travel regularly? Is your equipment covered when …
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Your photography team – who is and isn’t covered?
There is often some confusion around whether subcontractors are covered under Photographers’ Liability Insurances. First of all, we need to consider that there are two types of subcontractors; labour only subcontractors, and bona-fide subcontractors. Labour only subcontractors These people are considered to be working under a contract of work. These would be such people as …
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How much is enough? Everything you need to know about Public Liability
Did you know that public liability is usually triggered by negligence. A Tom & Jerry style slip on a banana peel? Falling on a wet surface? A cup of tea knocked over a client’s laptop? These could all result in a claim. Public liability protects businesses of all sizes, across all industries. It covers any …
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Post pandemic cover
With a reported 99% of photography businesses affected by Covid-19, our industry has been hugely hit. We understand the uncertainty, fear and frustration felt by photographers. During the course of the last two years many photographers thought it prudent to reduce their insurance cover on their equipment and/or their liabilities. Clearly this made sense as …
The low down: the absolute essential cover to keep your advertising or film production safe
Things rarely go exactly to plan in shoots. Equipment breaks, people get hurt and shoots get delayed. There are so many reasons producers obtain film or advertising production insurance – it protects everything and everyone involved in your production from liability up to a specified amount of money. Each insurance policy is unique, tailored to …
