Tag: Risk

We need to talk about cyber security

We touched on this topic in our previous article; sadly cyber attacks are on the rise and therefore should not be ignored, whatever size your business is. First of all, what exactly are cyber attacks? Here’s a definition:  ‘An attack via cyberspace, targeting an enterprise’s use of cyberspace for the purpose of disrupting, disabling, destroying, …

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How to avoid risks – top tips for photographers to keep business running smoothing & accident free

We are always going to be here for you if you need insurance, but what steps are you taking to avoid getting into a sticky situation in the first place?  Here’s our checklist of things to do to avoid expensive and time consuming mistakes:  Carry out a risk assessment for your working environment. Identifying your …

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What to consider when shopping around for photography insurance

Whatever your specialism, you’ll need to think about what kind of insurance you need for the type of work you deliver. Do you work as part of a team, do you have a studio, what equipment do you use?  If you’re a fashion photographer, do you need to travel regularly? Is your equipment covered when …

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Everything you need to know about insuring props, sets & wardrobe

Some photographers mistakenly think that because Public Liability covers damage to third party property, it includes Props, Sets & Wardrobe (P, S & W).  Be warned, this is not the case.   When P, S & W are in your possession and under your care, custody and control they are excluded from Public Liability policies.   Insuring …

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Photographic kit & insurance. Leave it and lose it.

We insure thousands of photographers, and handle hundreds of photographic claims every year. We have never witnessed the volume of theft claims as we did in the last year. In particular, we’re seeing a huge rise in theft from vehicles. Who knows why this trend is happening. Perhaps the pandemic pushes criminals that bit further. …

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Everything you need to know about insuring hired equipment

Calling all photographers and production companies! Did you know? When hiring equipment from a hire company, you are responsible for insuring said equipment. That insurance must include 13 weeks ‘Loss of Hire’ cover, which compensates the hire company for lost income should the equipment be unavailable for hire due to loss or damage whilst in …

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How much is enough? Everything you need to know about Public Liability

Did you know that public liability is usually triggered by negligence. A Tom & Jerry style slip on a banana peel? Falling on a wet surface? A cup of tea knocked over a client’s laptop? These could all result in a claim.   Public liability protects businesses of all sizes, across all industries. It covers any …

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Post pandemic cover

With a reported 99% of photography businesses affected by Covid-19, our industry has been hugely hit. We understand the uncertainty, fear and frustration felt by photographers. During the course of the last two years many photographers thought it prudent to reduce their insurance cover on their equipment and/or their liabilities. Clearly this made sense as …

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Covid-19 cover for photographers and production companies

We are often asked by photographers and production companies whether there is any cover for Covid-19 under photographic or media production policies. Currently there is no cover available in the insurance market for cancellation or abandonment of a shoot as a result of Covid-19.  However, the employers and public liability sections do not exclude Covid-19. …

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Stunts and special extras in film and advertising production

Insurance for film and advertising production will cover the basics of; injuries on set, equipment damage, copyright claims, and any car operated for the production. There is, however, a whole range of special policies you may need to add onto your short term or annual insurance policy to keep your production covered.   These special policies …

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I've been dealing with Williamson Carson for over 20 years having been introduced to them through the Association of Photographers of which I'm a member. When I've had a claim, however complex, it has been dealt with quickly and efficiently and they very much work for you. They really understand the industry and just happen to be a great bunch of people to deal with.

– Larry Bray

Tom Carson & Williamson Carson have been my insurance brokers for over 15 years. The advice and cover they provides is both comprehensive and realistic. Tom's many years insuring the photographic and film industry means he is never fazed when I throw him last minute curve balls on shoots & on the 2 occasions I have needed my insurance it was dealt with swiftly & professionally. I highly recommend Tom and his team.

– Katy Niker, Burnham Niker